Step into any malls or favourite hang out places in your vicinity and you'll surely be swarmed by credit card salespersons persuading you to sign up with their respective bank.
It's really too easy to obtain a credit card now and in Malaysia, you only need a Diploma certification and monthly salary of RM1200 to get one. Scary isn't it? Credit cards are evil if you do not use them with care. That explains the number of bankruptcy among young adults in Malaysia.
Hence, if you would like to know about about types of credit cards and their charges or even about balance transfers, CardGuide provides some good guide and information for your reference for example the 0% credit cards and various types of the plastic cash.
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