Monday, March 19, 2007

Credit Cards

Nowadays, sales teams from various banks can be seen everywhere ranging from malls to travel/property fairs. They are often armed with good persuasive skills and lotsa free gifts to attract and convince us to sign up for their respective banks' credit cards.

Now, what is a credit card? In short, a credit card is a form of payment in the shape of a plastic card. In the case of a credit card, the issuer usually the banks lend money to the user with a stipulated credit limit.

The ultimate benefit of using a credit card is the convenience. All we ever needed to bring out for shopping or dining is a piece of card. Simple and cool isn't it? Furthermore, it is safer than to bring a stack of cash everywhere you go.

In addition, credit card companies do offer attractive gifts when users use their cards. The users can then redeem those products using the loyalty points earned. Some banks even offer vouchers and cash back after a certain amount of money spent using the respective cards.

Most users are very concerned with balance transfers among different accounts but worry not - cardguide is always here to help! With the help of cardguide, you can also use the website to
to compare credit cards and most importantly find out more about 0% credit cards.

In
cardguide you'll learn more about credit cards because the site is meant to be resourceful. You will find articles that are related to credit cards and who knows... they might come in handy to aid you in opting for the perfect card. Again I would like to stress on this, if you want to know more about credit card, please visit cardguide.


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